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What to Expect in the Housing Market in 2023

As we quickly approach 2023, now is a great opportunity to speculate real estate market trends for the upcoming year.  With mortgage rates hitting new highs, sales and prices declining in certain...

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What is a 2-1 buydown?

Looking to buy a home and need more flexibility with the upfront cost? A 2-1 buydown may be the solution. A 2-1 buydown is when a lender agrees to lower the interest rate on your loan for a certain...

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Why You Need to Get Preapproved to Buy a Home

Getting preapproved to buy a home is essential to the process. But the good news is that it can be seamless and pain-free.  Let’s discuss the benefits of getting preapproved for a mortgage and how to...

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Should I Refinance my Mortgage or get a Second Mortgage?

If you’re a homeowner looking to renovate, purchase another home, or cover major expenses, then a refinance or second mortgage may be the loan for you. We’ll break down what a second mortgage and...

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Top 5 tax benefits of homeownership

Did you know that if you own your own home, you may be eligible for certain homeowner tax benefits? Tax deductions are just one of the many benefits of owning your own home. Keep reading to learn more...

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How to Buy and Sell a House at the Same Time?

After you purchase your first home, there are some circumstances when you may find yourself buying and selling houses at the same time. It sounds like it may be complicated, but we’re here to show you...

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How Much Above Asking Price Should I Offer? What to Know

In a competitive market, making an offer above the asking price might be the best path to secure your dream home. We’ll review what you need to know to make an above-asking price offer to stand out to...

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What to do if the home appraisal value is lower than your offer price?

A home appraisal value directly impacts the mortgage process. We’re going to review what a home appraisal value is and how you can calculate a home appraisal.  We’re also going to distinguish an...

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What Are the Steps for Buying a House?

Buying a house is exciting.  It’s easy to imagine your life in a new place. But before you start picking out curtains or deciding where the furniture should go, it’s a good idea to get an overview of...

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6 Tips For Homebuyers In A Seller’s Market

You’ve likely heard about the dreaded “seller’s market” if you’ve shopped for a home recently.  In a seller’s market, homes sell faster than ever, and homebuyers have more competition and less time to...

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